Richard C Ducharme

A retired self employed consultant to businesses and individuals of financial matters; and a Lecturing Professor at Southern New Hampshire University. In addition, a retired banker from Numerica Financial Corporation (Merchants Bank) in Manchester, NH. At Numerica, Mr. Ducharme served as a Director, Executive Vice President and Chief Financial Officer. As the Chief Financial Officer responsibilities included all financial matter of the bank holding company and its bank subsidiaries including: financial investments, shareholder relations, treasury management, accounting and human resources. Prior to his banking career he was an auditor with PriceWaterhouse Coopers in Boston, MA. He a graduate from the Sawyer School of Management at Suffolk University with a Masters in Finance; and Southern New Hampshire University. In addition he is a certified public accountant (ret.), and a financial advisor (ret.) in New Hampshire and Massachusetts.